Nebraska Housing Resource, Inc.

"To assist in enabling builders to serve first-time homebuyers through creative use of all available resources, public and private."

TERMS AND CONDITIONS

NHR WEB SITE

           Nebraska Housing Resource ("NHR," "we," or "us") requires that users ("you," or the "User") of our web site (the "Web Site" or the "Site") agree to the following terms and conditions (the "User Agreement"). By accessing and utilizing the Site's services, the user accepts, without limitation or qualification, all of the terms in the User Agreement. Please send any questions regarding the User Agreement to Executive Director. NHR reserves the right to modify or amend the User Agreement and the Web Site, without notice, at any time.

           This Web Site is not intended to provide legal advice, and has been prepared by NHR for informational purposes only.

           NHR owns all rights in this Web Site including, but not limited to, the pages, screens, text and images appearing at the Site. This information may be copied for personal or educational use, provided that the copyright and any other proprietary notices contained on the materials are retained. The content of the Site may not be distributed, used or modified in any way without the express permission of NHR. Any unauthorized use, distribution or alteration of the protected material will result in a violation of Federal Copyright Law and is strictly prohibited.

           Materials on the Site may be protected by digital encryption technology. Any attempt to tamper or dismantle these protections is a violation of the Digital Millennium Copyright Act, and will subject the violator to severe civil and criminal sanctions.

           Any third-party trademarks are used by permission of the owner of such trademark, and their appearance on the Web Site does not necessarily imply the endorsement of NHR or any of its services by such third party.

           The NHR Web Site contains links to third-party web sites. These linked sites are not under the control of NHR, and NHR is not responsible for and makes no representation as to the accuracy of the contents of any linked site or any link contained in a linked site and incurs no liability for damages or expenses suffered by the User in accessing such sites. NHR is providing these links only as a convenience to the User, and the inclusion of a link does not imply endorsement of the linked site by NHR.

           This User Agreement and any disputes arising out of or related to the use or services of the Site shall be governed by, construed, and enforced in accordance with the laws of the State of Nebraska.

           NHR shall incur no liability whatsoever for lost profits or any special, incidental, or consequential damages arising out of or in connection with the User Agreement or use of the Web Site (however arising, including claims for negligence and damage caused by computer viruses).

           You agree to indemnify and hold NHR harmless for all claims, losses and expenses resulting from your access of or interaction with the Web Site, including but not limited to a violation of the User Agreement.

Privacy Policy and Security Statement:

           NHR places a premium on the protection of personal and confidential information transmitted to us by our users. NHR has created this privacy statement in order to demonstrate our commitment to protecting your privacy. Unless required by law, any information you provide to us on the Web Site will be kept confidential, and will only be used for the purpose for which it was given to us.

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